Charis MFB logo with the name
Close-up of a hand holding a smartphone displaying a USSD dial session (*1234*#!), shot in a warm, relaxed home setting with a coffee cup and potted plants nearby — conveys quick, no-internet-required banking from anywhere

The Charis USSD, Banking at your fingertips

Welcome to the future of simple and accessible banking with our USSD code! With just a few taps on your mobile phone. Buy data & airtime, make transfers and check your balance anytime, anywhere—no internet required.DIAL *1234# Today!!!

*1234*1

Zero Data, Zero Stress!
- Enable USSD Now

Dial *1234*1 to check your balance instantly, anytime, and anywhere. No need to visit a bank or ATM!

Transfer Made
Easy

Receive your Charis debit card quickly and start using it within 48 hours, with no delays in accessing your funds.

1. Log into your account

Open your Charis personal or business app and login to your dashboard.

2. Go to the settings menu

Click on your profile picture at the top left corner of your dashboard and click on settings.

3. Activate USSD Feature

Locate the USSD feature and activate it.

4. Bank with Ease

Transfer funds with ease, buy airtime, data, check your account balance and enjoy easy offline banking.

Frequently Asked Questions

Often Asked Question

You can open both savings and target savings accounts using the account opening form on the website, on Charis mobile app or by contacting us via any of our contact channels.

Target savings lets you set a specific goal and timeline, automatically setting money aside until you reach it.

You commit a lump sum for a fixed period at a guaranteed interest rate, with funds released at maturity.

Charis is licensed by the Central Bank of Nigeria and your deposits are insured by the NDIC.

Withdrawal terms depend on the product — savings accounts allow anytime access, while fixed deposits and target savings have set terms.