Grow Big with the Right Support!
Charis Term Loans give you the funds you need, whether it's for expansion, equipment. Flexible terms, great rates, no delays!
Big Ideas Deserve Big Support
Your Business, Your Move—We've Got the Funds!
Flexible Loan Terms
Choose a repayment plan that aligns with your cash flow, whether short-term, medium-term, or long-term.
Competitive Interest Rates
Get business-friendly rates with no hidden fees, making it easier to manage repayments.
Quick & Easy Application
Apply directly from the Charis app in just a few steps—no long paperwork, no hassle.
No Collateral Required
Access financing without needing to pledge assets, making funding easier for small businesses.
Fast Disbursement
Once approved, receive your funds quickly so you can put them to work immediately.
How to Activate Your Charis Term Loans
Apply with ease, get approved faster, and access your funds when you need them.
1. Sign Up
Open the Charis app and navigate to the "Loans" section.
2. Confirm Eligibility
If eligible, you'll see available loan offers.
3. Select Your Loan Terms
Choose the loan amount and repayment period that suits your business.
4. Submit Your Application
Provide your BVN and other correct required details then confirm your request.
5. Receive Your Funds
Once approved, your loan is disbursed to your Charis account.
Frequently Asked Questions
Often Asked
Question
You can open both savings and target savings accounts using the account opening form on the website, on Charis mobile app or by contacting us via any of our contact channels.
Target savings lets you set a specific goal and timeline, automatically setting money aside until you reach it.
You commit a lump sum for a fixed period at a guaranteed interest rate, with funds released at maturity.
Charis is licensed by the Central Bank of Nigeria and your deposits are insured by the NDIC.
Withdrawal terms depend on the product — savings accounts allow anytime access, while fixed deposits and target savings have set terms.