Licensed by the Central Bank of Nigeria (CBN)
Duly authorized as a microfinance banking institution, operating strictly under approved federal liquidity guidelines.
Investment
Secure & Grow Your Money With Confidence
Charis MFB is committed to being a trusted steward of customer funds. Our goal is to ensure your money actively works for you.
Your Investment
You invest, and we grow your money through dedicated financial solutions built for your peace of mind.
Charis MFB is committed to being a trusted steward of customer funds. Through our range of tailor-made account plans, we make sure your money stays safe while actively working for you.
Fixed Savings
Guaranteed returns over a defined period.
Current Account
Flexible access with competitive benefits.
Target Savings
Goal-oriented saving with structured milestones.
Calculate Your Potential Returns
Enter your investment variables below to instantly forecast your earnings based on our premium annual percentage rates.
Investment Setup
AMOUNT TO INVEST₦1,500,000
₦1,000₦10,000,000
INVESTMENT DURATION12 Months
3 Months36 Months
Projected Yield
+ ₦225,000
Total Payout at Maturity
₦1,725,000
Based on the selected investment assumptions.
Secure & Regulated
Why Trust Charis Microfinance Bank?
Your financial peace of mind is our primary objective. We operate under strict compliance criteria to provide secure banking services.
Deposits Insured by NDIC
Your deposited balances are legally insured by the Nigeria Deposit Insurance Corporation up to applicable limits.
Bank-Grade Encryption Protocols
Transactions and personal credentials are protected using appropriate security and data protection measures.
Start Investing in 3 Simple Steps
We've streamlined our setup process to ensure your funds start earning yields in as little as five minutes.
Open an Account1. Open Your Account
Complete our straightforward digital application with basic credentials and instant KYC verification right from your device.
2. Choose Your Plan
Access your private banking dashboard to select the Fixed Savings, Target Savings, or Current Account option that perfectly matches your goal.
3. Watch Your Wealth Grow
Securely fund your account via bank transfer. Your selected balance begins accruing according to the applicable terms.
Frequently Asked Questions
Often Asked
Question
You can open both savings and target savings accounts using the account opening form on the website, on Charis mobile app or by contacting us via any of our contact channels.
Target savings lets you set a specific goal and timeline, automatically setting money aside until you reach it.
You commit a lump sum for a fixed period at a guaranteed interest rate, with funds released at maturity.
Charis is licensed by the Central Bank of Nigeria and your deposits are insured by the NDIC.
Withdrawal terms depend on the product — savings accounts allow anytime access, while fixed deposits and target savings have set terms.