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Often Asked
Question
You can open both savings and target savings accounts using the account opening form on the website, on Charis mobile app or by contacting us via any of our contact channels.
Target savings lets you set a specific goal and timeline, automatically setting money aside until you reach it.
You commit a lump sum for a fixed period at a guaranteed interest rate, with funds released at maturity.
Charis is licensed by the Central Bank of Nigeria and your deposits are insured by the NDIC.
Withdrawal terms depend on the product — savings accounts allow anytime access, while fixed deposits and target savings have set terms.