Beyond Banking. Building Dreams.
Charis Microfinance Bank, is on the path to redefining financial services in Nigeria. With a name inspired by the Greek word for grace, “Charis,” we embody the essence of growth and resilience. Our journey, characterized by dedication and a customer-centric approach, continues as we rebrand to better serve our community and expand our reach.
OUR VISION
We envision a future where every individual in underserved communities can access and leverage simple, secure, and innovative financial tools that empower growth and foster financial inclusion.
OUR MISSION
Our mission is to become the leading financial companion for local communities in Nigeria, offering a personalized and secure mobile banking experience that simplifies daily financial transactions and supports the unique needs of our customers.
OUR STORY
A New Chapter In Finance.
Beginning
Traditional Banking Foundation
Transformation
Technology-Driven Evolution
Today
Digital Financial Solutions
Tomorrow
Financial Inclusion At Scale
WHY WE EXIST
Because Financial Opportunity Should Be Within Reach.
We exist to break down barriers to financial growth by providing accessible banking, flexible financing, and practical solutions that help people take control of their future. Whether it's starting a business, growing one, saving for an important goal, or navigating life's opportunities, we're here to support the journey.
Our mission is simple: help more people move forward financially.
CORE VALUES
Core Values For Creating Financial Possibilities
C
Customer-Centricity: Our customers are at the heart of everything we do. We listen, understand, and deliver tailored solutions that truly meet their needs.
H
Honesty: We uphold the highest standards of integrity, ensuring transparency and truthfulness in all our dealings.
A
Accountability: We take full responsibility for our actions and commitments, striving to earn and keep the trust of our customers and stakeholders.
R
Reliability: We are consistent and dependable, delivering on our promises and being there when it matters most.
I
Ingenuity: We embrace creativity and innovation, constantly seeking smarter ways to provide impactful financial solutions.
S
Sustainability: We are committed to long-term growth that benefits our customers, our communities, and the environment. (ESG)
MEET US
BOARD MEMBERS
Chief Anthony George-Ikoli, SAN
A distinguished legal expert with over 40 years' experience in law and governance. Former Attorney General of Bayelsa State, he currently serves as Chairman of Charis Microfinance Bank Ltd, guiding its strategic direction and promoting financial inclusion.
Dr. Simon Ogwu
A seasoned executive with over 16 years in the mortgage industry, holding multiple academic and professional credentials. He has held key roles in various financial institutions and is currently Executive Director/COO of AG Mortgage Bank Plc and Chairman of Fedanith Real Estate Ltd. His achievements include major profit growth and deposit mobilization milestones.
Mr. Okwudili Okeke
Founder and CEO of IGE, with a background at Citibank Nigeria, Capital One, and Ernst & Young. He has led international business negotiations and founded several companies. His global experience and market insight drive IGE's success.
Mr. Obiora Godson Unigwe
A financial services expert with over 25 years in banking and microfinance. As MD of Charis Microfinance Bank Ltd, he leads institutional transformation, emphasizing ethical leadership, innovation, and inclusive financial growth.
Mr. Omololu Ajediran
An accomplished financial services leader and investment professional whose career spans over 19 years in Nigeria's capital market and asset management industry. As Managing Director of SCM Capital Asset Management Limited, he has played a pivotal role in strengthening investment management practices, enhancing client value, and promoting sustainable growth within the organization.
SERVICE OFFERED
Charis Microfinance Bank offers a wide range of financial products and services designed to meet the unique needs of its diverse clientele
Investment Services
We provide secure and flexible investment solutions that help our clients grow their wealth and achieve their financial goals:
Fixed Deposit: Competitive interest rates on fixed-term investments, ideal for individuals and businesses seeking steady returns.
Target Savings: A structured savings plan designed to help clients meet specific financial goals—whether for education, projects, or future plans—through disciplined and automated contributions.
Current Account: Designed for individuals and Businesses, it offers easy access to funds, Seamless transactions, and Zero limits on withdrawals. Enjoy flexibility, reliability, and efficient banking tailored to your lifestyle or business need.
POS (Point of Sale): Our POS Solution helps to grow businesses with our dependable. Its Accept card payments with ease, reduce cash handling risk, and increase customer satisfaction. With real-time settlements 24/7 support, Charis POS helps you sell more and grow faster
Risk Asset Services
Our lending solutions are designed to provide timely access to capital for personal, business, and asset needs:
Microloans: Small-scale loans to support petty traders, artisans, and micro-entrepreneurs in expanding their businesses.
Salary Advance: Short-term loans for salaried individuals to bridge financial gaps before payday.
Lease and Asset Finance: Financing solutions for acquiring essential business or personal assets, with flexible repayment terms.
SME Loans: Medium-scale financing tailored to support the growth and operational needs of small and medium-sized enterprises.
Travel Loan: Financial support for individuals planning trips for business, leisure, or family purposes.
Energy Loan: Financing options for acquiring clean or alternative energy solutions, such as solar panels and inverters.
Education Loan: Dedicated funding to support tuition fees, school supplies, and other academic-related expenses for students or guardians.
Competitive Edge
Technology-Driven Solutions: Charis MFB embraces modern technology to enhance efficiency, customer experience, and financial inclusion.
Personalized Services: We understand the unique needs of our clients and tailor our solutions accordingly.
Commitment to Development: Beyond financial services, we actively contribute to the socio-economic development of the communities we serve.
Corporate Social Responsibility (CSR): Charis Microfinance Bank is committed to making a positive impact on society. Through various CSR initiatives, the bank supports education, entrepreneurship, and community development programs, fostering a brighter future for all.
Regulatory Compliance: Charis Microfinance Bank operates under the regulatory framework of the Central Bank of Nigeria (CBN) and is fully compliant with all financial regulations.